Wharton Executive Education Fintech Revolution

Innovation at the Intersection of Finance and Technology

If your business needs to leverage technology to create better financial services, this program will help you understand disruptions in the fintech industry across a broad cross-section of products and services, from traditional banking to blockchain. The goal is for you to create an action plan to foster innovation in your organization. You will learn how fintech can help you reach untapped markets, reduce costs, create economies of scale, and improve customer experience.

Why Fintech – and Why Now?

The question: Why fintech? Disruptive financial technology is a fast-moving global phenomenon. In 2019, fintech investments amounted to $55.3 billion and fintech ranked among the top five industries with companies listing $1 billion valuation or higher. The question: Why now? Fintech’s constant innovations demand flexibility, endurance, and risk exposure for financial services companies. Are they – are you – prepared to keep pace with the change?

More than 80% of banking CEOs are concerned about the speed of technological change.

Source: PcW Global Fintech Survey 2016

Industry analysts project the demand for fintech services to expand with a compound annual growth rate (CAGR) of 25-30% between 2019 and 2025.

Source: IndustryARC Fintech Market Forecast

Key Takeaways

To help you critically assess the future of financial services and identify opportunities for growth, this program guides you through the latest fintech innovations, disruptions, regulations, and emerging markets. At the close of this six-week program, you will be able to do the following:

Evaluate fintech’s transformative effects on a variety of businesses, including those in finance, real estate, insurance, marketplace lending, and personal banking
Explain how blockchain and distributed ledger technologies work and are used in financial businesses
Analyze the balance between regulation and innovation – and its tradeoffs
Describe a potential plan that encompasses key elements of digital transformation that can be applied to your current business to increase overall competitiveness

Program Modules

This program details the current state of fintech. It leads you from an overview of how technology is revolutionizing the financial sector to the intricacies of international compliance and the complexities of blockchain. It also analyzes what could be coming next in fintech, peer-to-peer lending, real estate, and insurance.

Week 1:

Digital Transformation and Financial Services

Explore the impact of digital disruption in the financial sector, the evolution of financial technology, generational shifts in attitudes toward fintech, the concept of trust as it applies to fintech, and potential fintech opportunities in your company or industry.

Week 2:

Digital Payments and Marketplace Lending

Learn about the history of payment methods and current global trends for remittances, including the credit card payment system, the complexities of the payment process, details on lending to small businesses offering consumer credit, and the challenges of implementing a disruptive technology.

Week 3:

Personal Banking and AI

Compare the actual versus the perceived value of robo-advisors and know what to expect next in AI, learn the value of peer-to-peer lending, gain insights into AI applications and machine learning in fintech, and plan to automate a task in your business.

Week 4:

Insurtech and Real Estate Tech

Learn how fintech is redefining the property, casualty, life, and health insurance industries; evaluate trends and disruptive models in residential and commercial real estate technology; and understand the benefits of digital transformation to various stakeholders.

Week 5:

Blockchain and Cryptocurrency

Identify how bitcoin and blockchain work in practice; compare different uses of blockchain; and articulate a strategy for using blockchain in finance.

Week 6:

Regulation

Learn terms and concepts related to financial regulation and fintech; analyze the impact of the Great Recession of 2008 on regulations; and gain a broad view of state, national, and international regulation of blockchain and crypto.

Week 1:

Digital Transformation and Financial Services

Week 4:

Insurtech and Real Estate Tech

Week 2:

Digital Payments and Marketplace Lending

Week 5:

Blockchain and Cryptocurrency

Identify how bitcoin and blockchain work in practice; compare different uses of blockchain; and articulate a strategy for using blockchain in finance.

Week 3:

Personal Banking and AI

Week 6:

Regulation

For full details about the curriculum, please download the brochure.

Download Brochure

Program Experience

Who Should Attend?

Automation is at the heart of every financial services company, so it is essential for finance and compliance professionals to understand recent disruptions in the industry and create a plan to foster innovation in their own organizations. This program is appropriate for a wide range of professionals:

Mid- to senior-level management in finance
CXOs of fintech startups
Senior management leading fintech function
Technology, growth, and innovation consultants
Professionals working in real estate, insurance, risk, compliance, and regulatory fields

Representative roles include:

Finance Director
VP of Finance
Financial Planning Manager
Finance Manager
Financial Analyst
Credit Analyst
Economist
Management Accountant

Managing Partner
Founding Partner
CEO
CFO
Fintech Advisor
Fintech Consultant
Associate Fintech Consultant
Fintech Consultant and Strategic Advisor

VP of Audit and Compliance
Compliance Manager
Risk Manager
Audit Manager
Senior Vice President of Innovation
Director of Regulatory Affairs
Policy Director
Director of Digital Transformation

Program Faculty

DAVID MUSTO, PhD

Ronald O. Perelman Professor in Finance, The Wharton School

Dr. Musto’s research interests include capital markets, consumer credit, and financial intermediation. BA in economics from Yale University; PhD in finance from University of Chicago

JESSICA WACHTER, PhD

Dr. Bruce I. Jacobs Professor in Quantitative Finance, The Wharton School; Richard B. Worley Professor of Financial Management, The Wharton School; Board Member: Western Finance Association, American Finance Association; Associate Editor: Review of Financial Studies, Journal of Economic Theory

Dr. Wachter’s research interests include asset pricing, financial econometrics, behavioral finance, and portfolio choice. AB in mathematics and PhD in business economics from Harvard University

NATASHA SARIN, JD, PhD

Assistant Professor of Law, Penn Law; Professor of Finance, The Wharton School

Dr. Sarin’s research interests focus on topics at the intersection of law and finance, including financial regulation, consumer finance, macroprudential risk management, and the regulation of large financial institutions. BA in ethics, politics, and economics from Yale University; JD from Harvard Law School; PhD in economics from Harvard University

CHRISTOPHER GECZY, PhD

Adjunct Full Professor of Finance, The Wharton School; Academic Director, Wharton Wealth Management Initiative; Academic Director, Jacobs Levy Equity Management Center for Quantitative Financial Research

Dr. Geczy’s research interests include multifactor models, wealth management, risk management, asset allocation, performance of hedge funds, venture capital, and private equity. BA in economics from University of Pennsylvania; MBA and PhD in finance and econometrics from University of Chicago

SARAH HAMMER, JD

Managing Director of the Stevens Center for Innovation in Finance, The Wharton School; Adjunct Professor of Law, Penn Law; Board Member: Independent Management Advisory Committee of the International Telecommunications Union at the United Nations

Ms. Hammer focuses her academic work on private equity, private credit, hedge funds, venture capital, wealth management, fintech, blockchain, and capital markets. MS from Oxford University; MBA from the Wharton School; JD from University of Pennsylvania Law School

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Guest Speakers

Jamie Finn

Securitize: Co-Founder, President

Jackie Reses

Square: Capital Lead

Warren Pennington

Vanguard: Principal, Vanguard’s Investment Management Group; Global Head of Fintech

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Certificate

Upon successful completion of the program, you will earn a digital certificate of completion from the Wharton School.

Download Brochure

Note: After successful completion of the online program, your verified digital certificate will be emailed to you in the name you used when registering for the program. All certificate images are for illustrative purposes only and may be subject to change at the discretion of the Wharton School.

Fintech Revolution: Transformative Financial Services and Strategies

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Welcome

Innovation at the Intersection of Finance and Technology

Why Fintech – and Why Now?

Source: PcW Global Fintech Survey 2016

Source: IndustryARC Fintech Market Forecast

Key Takeaways

Program Modules

Week 1:

Week 2:

Week 3:

Week 4:

Week 5:

Week 6:

Week 1:

Week 4:

Week 2:

Week 5:

Week 3:

Week 6:

Program Experience

Who Should Attend?

Program Faculty

DAVID MUSTO, PhD

JESSICA WACHTER, PhD

NATASHA SARIN, JD, PhD

CHRISTOPHER GECZY, PhD

SARAH HAMMER, JD

DAVID MUSTO, PhD

JESSICA WACHTER, PhD

NATASHA SARIN, JD, PhD

CHRISTOPHER GECZY, PhD

SARAH HAMMER, JD

Guest Speakers

Jamie Finn

Jackie Reses

Warren Pennington

Certificate

Certificate

Early registrations are encouraged. Seats fill up quickly!