Fintech Revolution: Transformative Financial Services and Strategies

Digital payments, P2P lending, blockchain, AI, and beyond.

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Course Dates

STARTS ON

April 27, 2023

Course Duration

DURATION

6 weeks, online
4-6 hours per week

Course Fee
Course Fee

For Your Team

Enroll your team and learn with your peers

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Team-Based Learning Options

  • Enroll as a team or group and learn with your peers

  • Receive support and services

  • Inquire about special team/group pricing

  • ENROLL YOUR TEAM

    Emeritus works with leading companies to close critical skills gaps


    Our partners include

    JP Morgan
    Amazon
    AB in Bev

Innovation at the Intersection of Finance and Technology

If your business needs to leverage technology to create better financial services, this program will help you understand disruptions in the fintech industry across a broad cross-section of products and services, from traditional banking to blockchain. The goal is for you to create an action plan to foster innovation in your organization. You will learn how fintech can help you reach untapped markets, reduce costs, create economies of scale, and improve customer experience.

Why Fintech – and Why Now?

The question: Why fintech? Disruptive financial technology is a fast-moving global phenomenon. In 2019, fintech investments amounted to $55.3 billion and fintech ranked among the top five industries with companies listing $1 billion valuation or higher. The question: Why now? Fintech’s constant innovations demand flexibility, endurance, and risk exposure for financial services companies. Are they – are you – prepared to keep pace with the change?

Decorative image relating to More than 80% of banking CEOs are concerned about the speed of technological change

More than 80% of banking CEOs are concerned about the speed of technological change.

Source: PcW Global Fintech Survey 2016
Decorative image relating to Industry analysts project the demand for fintech services to expand with a compound annual growth rate (CAGR) of 25-30% between 2019 and 2025

Industry analysts project the demand for fintech services to expand with a compound annual growth rate (CAGR) of 25-30% between 2019 and 2025.

Source: IndustryARC Fintech Market Forecast

Key Takeaways

To help you critically assess the future of financial services and identify opportunities for growth, this program guides you through the latest fintech innovations, disruptions, regulations, and emerging markets. At the close of this six-week program, you will be able to do the following:

  • Evaluate fintech’s transformative effects on a variety of businesses, including those in finance, real estate, insurance, marketplace lending, and personal banking
  • Explain how blockchain and distributed ledger technologies work and are used in financial businesses
  • Analyze the balance between regulation and innovation – and its tradeoffs
  • Describe a potential plan that encompasses key elements of digital transformation that can be applied to your current business to increase overall competitiveness

Program Modules

This program details the current state of fintech. It leads you from an overview of how technology is revolutionizing the financial sector to the intricacies of international compliance and the complexities of blockchain. It also analyzes what could be coming next in fintech, peer-to-peer lending, real estate, and insurance.

Week 1:

Digital Transformation and Financial Services

Explore the impact of digital disruption in the financial sector, the evolution of financial technology, generational shifts in attitudes toward fintech, the concept of trust as it applies to fintech, and potential fintech opportunities in your company or industry.

Week 2:

Digital Payments and Marketplace Lending

Learn about the history of payment methods and current global trends for remittances, including the credit card payment system, the complexities of the payment process, details on lending to small businesses offering consumer credit, and the challenges of implementing a disruptive technology.

Week 3:

Personal Banking and AI

Compare the actual versus the perceived value of robo-advisors and know what to expect next in AI, learn the value of peer-to-peer lending, gain insights into AI applications and machine learning in fintech, and plan to automate a task in your business.

Week 4:

Insurtech and Real Estate Tech

Learn how fintech is redefining the property, casualty, life, and health insurance industries; evaluate trends and disruptive models in residential and commercial real estate technology; and understand the benefits of digital transformation to various stakeholders.

Week 5:

Blockchain and Cryptocurrency

Identify how bitcoin and blockchain work in practice; compare different uses of blockchain; and articulate a strategy for using blockchain in finance.

Week 6:

Regulation

Learn terms and concepts related to financial regulation and fintech; analyze the impact of the Great Recession of 2008 on regulations; and gain a broad view of state, national, and international regulation of blockchain and crypto.

Week 1:

Digital Transformation and Financial Services

Explore the impact of digital disruption in the financial sector, the evolution of financial technology, generational shifts in attitudes toward fintech, the concept of trust as it applies to fintech, and potential fintech opportunities in your company or industry.

Week 4:

Insurtech and Real Estate Tech

Learn how fintech is redefining the property, casualty, life, and health insurance industries; evaluate trends and disruptive models in residential and commercial real estate technology; and understand the benefits of digital transformation to various stakeholders.

Week 2:

Digital Payments and Marketplace Lending

Learn about the history of payment methods and current global trends for remittances, including the credit card payment system, the complexities of the payment process, details on lending to small businesses offering consumer credit, and the challenges of implementing a disruptive technology.

Week 5:

Blockchain and Cryptocurrency

Identify how bitcoin and blockchain work in practice; compare different uses of blockchain; and articulate a strategy for using blockchain in finance.

Week 3:

Personal Banking and AI

Compare the actual versus the perceived value of robo-advisors and know what to expect next in AI, learn the value of peer-to-peer lending, gain insights into AI applications and machine learning in fintech, and plan to automate a task in your business.

Week 6:

Regulation

Learn terms and concepts related to financial regulation and fintech; analyze the impact of the Great Recession of 2008 on regulations; and gain a broad view of state, national, and international regulation of blockchain and crypto.

For full details about the curriculum, please download the brochure.

Download Brochure

Program Experience

Decorative image relating to Bite-Sized Learning

Bite-Sized Learning

Decorative image relating to Real-World Examples

Real-World Examples

Decorative image relating to Expert Guest Speakers

Expert Guest Speakers

Decorative image relating to Crypto Demos

Crypto Demos

Decorative image relating to Peer-Based Learning

Peer-Based Learning

Decorative image relating to Assignments

Assignments

Decorative image relating to On-Demand Video Lectures

On-Demand Video Lectures

Decorative image relating to Capstone Project

Capstone Project

Participant Testimonials

“The various weekly topics were very informative for me personally, as I did not have a lot of previous exposure to the topics and now have a much better understanding of them.”

— Michael Blume, Managing Director, Financial Systems at Navient

“The action plan was the best part for me because I came into this program with an idea, and this process walked me through considerations I would need. I was able to get feedback, and I could use this to present or pitch my ideas/solutions.”

— Alexis Whitaker, Subcontract Manager at Raytheon

“Weekly summary by Office Team - really excellent; great for reinforcing key concepts and content, checking understanding and interacting with both students and tutors. Always delivered at pace.”

— Jeremy Masding, Bank CEO

“Good pacing for the amount of material; encouraged participants to add self-study and further research into the topics of interest. I enjoyed the presentations by the professors — very well-organized and had great examples. My favorite part was the guest lectures to give real-life examples.”

— Jan Rempe, VP Customer Success, US Region

Who Should Attend?

Automation is at the heart of every financial services company, so it is essential for finance and compliance professionals to understand recent disruptions in the industry and create a plan to foster innovation in their own organizations. This program is appropriate for a wide range of professionals:

  • Mid- to senior-level management in finance
  • CXOs of fintech startups
  • Senior management leading fintech function
  • Technology, growth, and innovation consultants
  • Professionals working in real estate, insurance, risk, compliance, and regulatory fields

Representative roles include:

  • Finance Director
  • VP of Finance
  • Financial Planning Manager
  • Finance Manager
  • Financial Analyst
  • Credit Analyst
  • Economist
  • Management Accountant
  • Managing Partner
  • Founding Partner
  • CEO
  • CFO
  • Fintech Advisor
  • Fintech Consultant
  • Associate Fintech Consultant
  • Fintech Consultant and Strategic Advisor
  • VP of Audit and Compliance
  • Compliance Manager
  • Risk Manager
  • Audit Manager
  • Senior Vice President of Innovation
  • Director of Regulatory Affairs
  • Policy Director
  • Director of Digital Transformation

Program Faculty

Faculty Member DAVID MUSTO, PhD

DAVID MUSTO, PhD

Ronald O. Perelman Professor in Finance, The Wharton School

Dr. Musto’s research interests include capital markets, consumer credit, and financial intermediation. BA in economics from Yale University; PhD in finance from University of Chicago

Faculty Member JESSICA WACHTER, PhD

JESSICA WACHTER, PhD

Dr. Bruce I. Jacobs Professor in Quantitative Finance, The Wharton School; Richard B. Worley Professor of Financial Management, The Wharton School; Board Member: Western Finance Association, American Finance Association; Associate Editor: Review of Financial Studies, Journal of Economic Theory

Dr. Wachter’s research interests include asset pricing, financial econometrics, behavioral finance, and portfolio choice. AB in mathematics and PhD in business economics from Harvard University

Faculty Member NATASHA SARIN, JD, PhD

NATASHA SARIN, JD, PhD

Assistant Professor of Law, Penn Law; Professor of Finance, The Wharton School

Dr. Sarin’s research interests focus on topics at the intersection of law and finance, including financial regulation, consumer finance, macroprudential risk management, and the regulation of large financial institutions. BA in ethics, politics, and economics from Yale University; JD from Harvard Law School; PhD in economics from Harvard University

Faculty Member CHRISTOPHER GECZY, PhD

CHRISTOPHER GECZY, PhD

Adjunct Full Professor of Finance, The Wharton School; Academic Director, Wharton Wealth Management Initiative; Academic Director, Jacobs Levy Equity Management Center for Quantitative Financial Research

Dr. Geczy’s research interests include multifactor models, wealth management, risk management, asset allocation, performance of hedge funds, venture capital, and private equity. BA in economics from University of Pennsylvania; MBA and PhD in finance and econometrics from University of Chicago

Faculty Member SARAH HAMMER, JD

SARAH HAMMER, JD

Managing Director of the Stevens Center for Innovation in Finance, The Wharton School; Adjunct Professor of Law, Penn Law; Board Member: Independent Management Advisory Committee of the International Telecommunications Union at the United Nations

Ms. Hammer focuses her academic work on private equity, private credit, hedge funds, venture capital, wealth management, fintech, blockchain, and capital markets. MS from Oxford University; MBA from the Wharton School; JD from University of Pennsylvania Law School

Guest Speakers

Faculty Member Jamie Finn

Jamie Finn

Securitize: Co-Founder, President

Faculty Member Jackie Reses

Jackie Reses

Square: Capital Lead

Faculty Member Warren Pennington

Warren Pennington

Vanguard: Principal, Vanguard’s Investment Management Group; Global Head of Fintech

Certificate

Certificate

Upon successful completion of the program, you will earn a digital certificate of completion from the Wharton School.

Download Brochure

Note: After successful completion of the online program, your verified digital certificate will be emailed to you in the name you used when registering for the program. All certificate images are for illustrative purposes only and may be subject to change at the discretion of the Wharton School.

FAQs

  • How do I know if this program is right for me?

    After reviewing the information on the program landing page, we recommend you submit the short form above to gain access to the program brochure, which includes more in-depth information. If you still have questions on whether this program is a good fit for you, please email learner.success@emeritus.org,and a dedicated program advisor will follow-up with you very shortly.


    Are there any prerequisites for this program?

    Some programs do have prerequisites, particularly the more technical ones. This information will be noted on the program landing page, as well as in the program brochure. If you are uncertain about program prerequisites and your capabilities, please email us at learner.success@emeritus.org for assistance.


    Note that, unless otherwise stated on the program web page, all programs are taught in English and proficiency in English is required.


    What is the typical class profile?

    More than 50 percent of our participants are from outside the United States. Class profiles vary from one cohort to the next, but, generally, our online certificates draw a highly diverse audience in terms of professional experience, industry, and geography — leading to a very rich peer learning and networking experience.


    What other dates will this program be offered in the future?

    Check back to this program web page or email us at learner.success@emeritus.org to inquire if future program dates or the timeline for future offerings have been confirmed yet.

  • How much time is required each week?

    Each program includes an estimated learner effort per week. This is referenced at the top of the program landing page under the Duration section, as well as in the program brochure, which you can obtain by submitting the short form at the top of this web page.



    How will my time be spent?

    We have designed this program to fit into your current working life as efficiently as possible. Time will be spent among a variety of activities including:



    • Engaging with recorded video lectures from faculty
    • Attending webinars and office hours, as per the specific program schedule
    • Reading or engaging with examples of core topics
    • Completing knowledge checks/quizzes and required activities
    • Engaging in moderated discussion groups with your peers
    • Completing your final project, if required

    The program is designed to be highly interactive while also allowing time for self-reflection and to demonstrate an understanding of the core topics through various active learning exercises. Please contact us at learner.success@emeritus.org if you need further clarification on program activities.



    What is it like to learn online with the learning collaborator, Emeritus?

    More than 250,000 professionals globally, across 80 countries, have chosen to advance their skills with Emeritus and its educational learning partners. In fact, 90 percent of the respondents of a recent survey across all our programs said that their learning outcomes were met or exceeded.

    A dedicated program support team is available 24/5 (Monday to Friday) to answer questions about the learning platform, technical issues, or anything else that may affect your learning experience.


    How do I interact with other program participants?

    Peer learning adds substantially to the overall learning experience and is an important part of the program. You can connect and communicate with other participants through our learning platform.

  • What are the requirements to earn the certificate?

    Each program includes an estimated learner effort per week, so you can gauge what will be required before you enroll. This is referenced at the top of the program landing page under the Duration section, as well as in the program brochure, which you can obtain by submitting the short form at the top of this web page. All programs are designed to fit into your working life.

    This program is scored as a pass or no-pass; participants must complete the required activities to pass and obtain the certificate of completion. Some programs include a final project submission or other assignments to obtain passing status. This information will be noted in the program brochure. Please contact us at learner.success@emeritus.org if you need further clarification on any specific program requirements.


    What type of certificate will I receive?

    Upon successful completion of the program, you will receive a smart digital certificate. The smart digital certificate can be shared with friends, family, schools, or potential employers. You can use it on your cover letter, resume, and/or display it on your LinkedIn profile.
    The digital certificate will be sent approximately two weeks after the program, once grading is complete.


    Can I get the hard copy of the certificate?

    No, only verified digital certificates will be issued upon successful completion. This allows you to share your credentials on social platforms such as LinkedIn, Facebook, and Twitter.


    Do I receive alumni status after completing this program?

    No, there is no alumni status granted for this program. In some cases, there are credits that count toward a higher level of certification. This information will be clearly noted in the program brochure.


    How long will I have access to the learning materials?

    You will have access to the online learning platform and all the videos and program materials for 12 months following the program start date. Access to the learning platform is restricted to registered participants per the terms of agreement.

  • What equipment or technical requirements are there for this program?

    Participants will need the latest version of their preferred browser to access the learning platform. In addition, Microsoft Office and a PDF viewer are required to access documents, spreadsheets, presentations, PDF files, and transcripts.


    Do I need to be online to access the program content?

    Yes, the learning platform is accessed via the internet, and video content is not available for download. However, you can download files of video transcripts, assignment templates, readings, etc. For maximum flexibility, you can access program content from a desktop, laptop, tablet, or mobile device.

    Video lectures must be streamed via the internet, and any livestream webinars and office hours will require an internet connection. However, these sessions are always recorded, so you may view them later.

  • Can I still register if the registration deadline has passed?

    Yes, you can register up until seven days past the published start date of the program without missing any of the core program material or learnings.


    What is the program fee, and what forms of payment do you accept?

    The program fee is noted at the top of this program web page and usually referenced in the program brochure as well.

    • Flexible payment options are available (see details below as well as at the top of this program web page next to FEE).
    • Tuition assistance is available for participants who qualify. Please email learner.success@emeritus.org.

    What if I don’t have a credit card? Is there another method of payment accepted?

    Yes, you can do the bank remittance in the program currency via wire transfer or debit card. Please contact your program advisor, or email us at learner.success@emeritus.org for details.


    I was not able to use the discount code provided. Can you help?

    Yes! Please email us at learner.success@emeritus.org with the details of the program you are interested in, and we will assist you.


    How can I obtain an invoice for payment?

    Please email learner.success@emeritus.org with your invoicing requirements and the specific program you’re interested in enroling in.


    Is there an option to make flexible payments for this program?

    Yes, the flexible payment option allows a participant to pay the program fee in installments. This option is made available on the payment page and should be selected before submitting the payment.


    How can I obtain a W9 form?

    Please email us at learner.success@emeritus.org for assistance.

  • What is the policy on refunds and withdrawals?

    You may request a full refund within seven days of your payment or 14 days after the published start date of the program, whichever comes later. If your enrolment had previously been deferred, you will not be entitled to a refund. Partial (or pro-rated) refunds are not offered. All withdrawal and refund requests should be sent to admissions@emeritus.org.



    What is the policy on deferrals?

    After the published start date of the program, you have until the midpoint of the program to request to defer to a future cohort of the same program. A deferral request must be submitted along with a specified reason and explanation. Cohort changes may be made only once per enrolment and are subject to availability of other cohorts scheduled at our discretion. This will not be applicable for deferrals within the refund period, and the limit of one deferral per enrolment remains. All deferral requests should be sent to admissions@emeritus.org.

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